Another month as passed and I’m pretty happy to have been able to buy stocks this month. With no buy in february and march I was feeling bad for the “future me”. But I’m now back in the game and I still have fuel in my brokerage account and savings account for a couple new additions over the next few months. I hope that 2015 will offer us a sell off at some point as I’d like to buy shares of many great companies that I haven’t been able to get a reasonable price so far.
Anyways, here’s my report for april 2015:
Compared to march, it’s been pretty calm waters here. In my RRSP account I received dividends from Wal Mart, Realty Income Properties, Philip Morris and… Restaurant Brand Intl, you know the recent company created from the fusion of Tim Hortons and Burger King involving the great Warren Buffett. I didn’t know that they would pay a dividend so fast. It’s pretty cool but the yield is crazy low.
While in my TFSA account, I received monthly dividends from Liquor Store and Cominar (a REIT). Eventually I’ll also receive dividends from TD bank and National Bank. In 2015 I expect to invest a little more in my TFSA account than in my RRSP account because I want to save my authorized contributions for US stocks and for now, the currency exchange rate appears a little high to me given the price of stocks. The problem here is that not so long ago (a couple of years ago) the US/CAD currency exchange rate was over 1,40… it’s at 1,20 right now… I hope it’s going to go down but who knows where the currency is heading from now. This ads a lot of extra risk in my income and portfolio.
The total for this month ads up to 45,77$.
* Oups I had forgotten TD bank : 12,24$
Total : 58,01$
April has been a month of decisions for my online income. First, I unsubscribed to Amazon’s US affiliate program. Why? Simply because I was too much all over the place and I wanted to concentrate and master one thing at a time. Plus, there could have heen tax complications and I don’t feel like dealing with this for now. But, I’m still a Canadian Amazon affiliate but my efforts have generated no commissions so far. I have decided to focus on ads income for a while until I can say that I “master” the techniques.
Second, talking about ads income I have decided to test other templates, ads size and ads placement. It took me only a week to realize that it has a huge impact. I changed back the template abd ads size here on QuitYourDayJob101 after only a week of testing and saw the immediate change happen. CTR and CPC went back to normal but I kept the test running on another of my website who usually brings in between 8-12$ per month. This month it brough me less than a dollar. So, I’ll change back to my old template and ads placement.
Even though I made a lot of testing, I made more in ads income this month then I ever made in my life yet : 62,53$!!! It’s growing!!
Plus, even though I had decided to cancel my Clickbank affiliate account, I changed my mind at the last minute. I made another 22,16$ in commissions this month.
Total online income : 84,63$
Total passive income : 142,70$
I had a goal to reach at least 100$ per month in online passive income. I’m almost there!
How was your online and dividend income this month?