Banks with no ATM fees? Yeah! We all dreamt about it!
Well, it became reality!
After all, why do we have to pay to use our cash. They already make interests on our savings and checking account balance. They charge us every month for “maintenance”… What kind of maintenance? It’s all automated nowadays. They don’t even send reports by mail anymore…
Let’s fight against bankers and seek for banks with no atm fees. Alone we are powerless but together we’ll win! 🙂
Online banks with no ATM fees
|Ally||Free ATM nationwide and if other banks charge you fee, they will reimburse at the end of the month (full policy here)|
|Etrade||Unlimited ATM monthly fee refunds. A minimum of 5k$ balance is required to avoid monthly fees in your account (full policy here)|
|FNBO||Free ATM and non ATM withdrawals but other banks surcharge may apply (full policy here|
|BankOfInternet||They will refund domestic ATM fees surcharge the next day and they have free ATM policy with the largest ATM network of the nation (full policy here)|
|Chesapeake Bank ClearSky accounts||They waive up to 20$ per month in ATM fees (full policy here)|
|Charles Schwab Bank||Unlimited fee rebates from any ATM worldwide. At least, that's what they claim!full policy here)|
|Fidelity||If you use your Fidelity Visa Gold Check card anywhere in the world, they claim that they will reimburse ATM fees. (full policy here)|
|Capital One||More than 40000 fee-free ATMs nationwide. It's their 360 fee-free account. full policy here)|
|SalemFiveDirect||They will reimburse ATM fees other banks could charge you. full policy here|
|First Internet Bank||They will refund up to 10$ in ATM surcharge fees per month. (full policy here|
|UFBDirect||Unlimited ATM fees reimbursments (except international) and no monthly maintenance fees. (full policy here)|
|CenturyBankDirect||A division of century bank of Kentucky. They charge no ATM fees! (full policy here)|
|KeyDirect||They will refund up to 12$ of other bank fees. (full policy here)|
|First Republic Bank||no fees, but minimum balance of 3500$ to avoid a 25$ per month fee|
|Mechanics Bank||No fees except in gaming establishments.|
|StateFarm||Up to 10$ of fees reimbursed per cycle.|
|JP Morgan Chase||They will waive the first 5 ATM fees per statement period|
|Century Bank||Up to 15$ reimbursed if you keep a balance of 2500$ and unlimited if you keep a balance of 7500$ in your bank account.|
|USAA bank||15$ per month waived and no fee for the first 10 withdrawals per month|
Southeast Texas – more than 90 free ATM
In southeast Texas, a network of credit unions have come together to offer a fee free ATM network to their members. If you live in the sector, take a look!
Community bankers of Wisconsin
A joint collaboration of community banks all across the state in order to offer surcharge-free ATMs in Wisconsin.
Avoid ATM surcharges
The last time I withdrew money at another bank’s ATM, it costed me 4$ in ATM fees to withdraw 20 bucks… I was mad… I don’t know about you but these situations just piss me off!
We work hard for our hard-earned money and zip! I just slipped my debit card in a machine for 30 seconds and they take off 4$ of after-tax money out of my account!
Fortunately, while doing the research for that post, I came across that cool website and app : Allpoint! Their mission? Simply to help you avoid ATM surcharge!
With nearly 55,000 points of service, it’s an app I’m definitely going to try. It can locate the closest surcharge-free ATM near you with the help of your smartphone’s GPS. It covers USA, Canada, UK, Australia, Mexico and Puerto Rico.
There is also another company offering the same kind of service but only in the US. It’s Moneypass. They too have an app!
An old list of 49 banks offering unlimited reimbursements, but worth taking a look
Any other banks with no ATM fees to add here?
Image courtesy of ScottChan / From FreeDigitalPhotos.net